江苏省科技期刊可视化阅读平台

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江苏科技信息 ›› 2019, Vol. 36 ›› Issue (5): 43-45.doi: 10.1004-7530/2019-36-5-43

• 管理与创新 • 上一篇    下一篇

现代移动支付的财务风险研究——以支付宝为例

陈铮晔,卜子贤,李芷菱,何梅   

  1. 南京理工大学紫金学院,江苏 南京 210023
  • 出版日期:2019-02-20 发布日期:2019-07-09
  • 通讯作者: 卜子贤
  • 作者简介:陈铮晔（1998— ）,女,江苏苏州人,本科生;研究方向：财务风险。
  • 基金资助:
    江苏省高等学校大学生创新创业训练计划项目;项目名称：基于现代移动支付角度——微信和支付宝比较研究(项目编号：201813654003Y)

Research on financial risk of modern mobile payment:taking Alipay as an example

Zhengye Chen,Zixian Bu,Zhiling Li,Mei He   

  1. Zijin College, Nanjing University of Science and Technology, Nanjing 210023, China
  • Online:2019-02-20 Published:2019-07-09
  • Contact: Zixian Bu

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摘要：

移动支付如今已遍布全球,支付宝更是移动支付中首屈一指的领军者,在行业内一骑绝尘,2017年数据显示支付宝占行业比重高达54%。但在看似一帆风顺的局面下,第三方公司依旧隐含财务风险。那么这些财务风险是如何出现的,又有什么方法可以帮助企业规避风险成了各个企业的心头患。为此,文章以支付宝为例,分别对财务风险表现,以及形成财务风险的因素进行发掘与研究,并在文末提出了降低风险的对策。

关键词: 移动支付, 支付宝, 财务风险, 风险对策

Abstract:

Mobile payment has spread all over the world, and Alipay is the leading leader in mobile payment. It has been riding the dust in the industry. In 2017, the data showed that Alipay accounted for 54% of the industry. But in a seemingly smooth situation, whether the company still implies the risks. Then how these risks arise, and what methods can help enterprises avoid risks has become the heart. This paper takes Alipay as an example to explore and study the performance of financial risk and the factors of forming financial risk respectively. And presents several countermeasures to reduce the risks.

Key words: mobile payment, Alipay, financial risk, risk countermeasures

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