《江苏科技信息》杂志社

Jiangsu Science & Technology Information Magazine Agency

关键词: 农地承包经营权抵押贷款, 农地价值衡量, 经营盈利能力

Abstract: Through investigation and research in Taicang, Suzhou City and Jiangdu, Yangzhou City, based on statistical yearbook data from 1998 to 2014 in Suzhou, the author analyzes the influences of land rental value approach which Taicang carries out but Jiangdu doesn't. The conclusion is that good environment, developed economy have a positive effect on land lease value; high proportion of rural farming and planting land area have a reverse influence on land lease value. The author also find out that both banks did not consider the land users' ability of creating value when determined the value of land contracted management. In order to effectively reduce the probability that banks overestimate or underestimate the contracted management of rural land value, and improve agricultural land contracted management of mortgage loan object measurement, the author puts forward the mode of land users’ operating profit ability examination, including the land scale, labor conditions and their talents and so on, combined with specific situation of researched regions.